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Christmas Club

The holidays and all the associated expenses have a way of sneaking up on us. With F&M Bank's Christmas Club Account, you can put a little away each month for your holiday shopping and have plenty when the yuletide season comes. Begin a holiday savings plan so when the holidays arrive, so does the money.


Account Features
Minimum Opening Balance of $25.00

A minimum deposit of $25.00 must be made monthly.

Receive a check in November of the amount deposited over the year
If a withdrawal is necessary before November, the entire balance must be withdrawn less a $5.00 closing fee.


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