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F&M Bank Savings Accounts

Ready to realize your full financial potential? Whether you’re looking for great interest rates, security or simplicity, F&M Bank has it all. Our personal savings accounts, savings accounts for businesses, money market accounts, CDs, savings accounts for kids and more make it easy and smart to save toward your financial planning goals. Open a savings account with F&M Bank today and watch your money grow.


F&M Bank Savings Account Options
EZ Savings With EZ Savings you can build your savings with an automatic checking-to-savings account transfer.
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Statement Savings

This savings account earns a competitive rate of interest.
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Youth Savings Piggy banks are great, but a savings account - even better! Kids love having money in the bank and they'll love feeling in charge of it,too. Help teach your children the importance of saving and becoming financially sound by choosing the appropriate savings option for your children.
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 Christmas Club The holidays and all the associated expenses have a way of sneaking up on us. With F&M Bank's Christmas Club Account, you can put a little away each month for your holiday shopping and have plenty when the yuletide comes. Begin a holiday savings plan so when the holidays arrive, so does the money.
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Money Market Accounts Earn some of the highest interest rates available while maintaining easy access to your cash in a Money Market account. Choose from one of our Money Market accounts designed to maximize earnings while meeting your individual financial needs.
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 Certificates of Deposits Grow your money over a short period of time with Certificates of Deposit (CDs). Choose your term, and when it expires you'll have the option to renew your investment at a current interest rate, cash out, or transfer your funds to another investment or savings account. With a guaranteed return on your investment and the security of FDIC insurance, CDs make a great choice during any market condition.
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Individual Retirement Accounts

No matter how much you love your job, someday you're going to want to start relaxing and enjoying those golden years. Start planning today so that when it's time, you can retire in style. F&M Bank offers different types of IRAs to suit your particular situation.
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Compare F&M Savings Accounts