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Home Equity Loan

With a Home Equity Loan, you can borrow a determined amount of money based on the equity in your home and credit qualification with F&M Bank. There are many advantages to an F&M Home Equity Loan such as being able to budget your monthly payment because it is the same each month, knowing how many payments you have to make since there’s a fixed term, and getting the money you need all at one time.


A few ways you can use your Home Equity Loan
Pay off high-interest debt
Pay for home improvements
Finance an education
Take a vacation
Finance an adoption
Pay for a wedding
Purchase large-ticket items (automobile, furniture, etc.)
All credit subject to approval

For additional information or to apply for a loan today, contact an F&M team member or visit an F&M location near you.