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Whether you want a new loan to buy or remodel a home, pay for education expenses, finance a car or refinance existing loans, F&M Bank has competitive rates and terms that can help you achieve your financial goals.
| F&M Bank Personal Loan Options |
| Mortgages |
Looking to buy or build your first home? Maybe you are interested in purchasing a second home, refinancing or downsizing? At F&M Bank, we will work with you to find the perfect mortgage solution.
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| Personal Loans |
When you need financing and don’t own a home or don’t want to use the equity in your home, a personal loan may be your best financing option. Whether it's a car, motorcycle, boat, vacation or recreational vehicle, at F&M we can help you determine how much you need to borrow and can recommend a loan with terms and payments that fit your budget.
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| Cash Reserve |
When you need fast access to cash, a cash reserve line of credit might be just what you need. Credit lines are available to you whenever you need it, regardless of how you’re planning to use the money. Need cash now? Anticipating a future need? Your Primeline works much similar to a credit card — as you pay down balances owed, that money is available to use again.
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| Home Equity Loan |
With a Home Equity Loan, you can borrow a determined amount of money based on the equity in your home and credit qualification with F&M Bank. There are many advantages to an F&M Home Equity Loan such as being able to budget your monthly payment because it is the same each month, knowing how many payments you have to make since there’s a fixed term, and getting the money you need all at one time.
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| Home Equity Line of Credit |
An F&M Home Equity Line is a revolving credit line that is secured by the equity in your home. This is basically determined by the difference between the appraised or market value of your home and the amount of your outstanding mortgage balance. You are able to borrow against the equity in your home and as you repay the balance borrowed it then becomes available again for your use.
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For additional information or to apply for a loan today,
contact an F&M team member or visit and
F&M location near you.