Branch and ATM Locator |
Contact Us |
Customer Support |
News
Power Checking
Skip Navigation LinksHOME » You » Checking » Free Checking
  • Start Saving Today
  • Find the right loan for you!
  • Time to order more checks?

Free Checking

This checking account is perfect for people who want to keep their checking account simple. 

This basic account is FREE with no strings attached yet still provides the features that make your life easier.  Like all F&M Bank accounts, Free Checking offers you multiple ways to access and manage your money.

What you get with F&M Bank’s Free Checking
Minimum Opening Balance Requirement  $50.00 deposit required to open account
Free Online Banking Save time and money by using Online Banking to manage your finances. Available to you 24 hours a day, 7 days a week from any Internet connection, F&M Bank is always at your fingertips.
Learn More
Free Online Bill Pay Reduce your need for checks, envelopes and stamps with Online Bill Pay. It only takes a few minutes and a click of the mouse to conveniently pay your bills.
Learn More
Free Mobile Banking Now, it's quick and easy to securely access all of your F&M account information whenever you need it. With F&M Mobile Banking, you can check your account balances, pay bills, transfer funds and monitor your transactions any time, any place, and right from your phone.
Learn More
Free Visa® Debit Card An F&M Bank Check Card, also known as a debit card, is a card that works like a check only better! When you use your check card to make purchases, the amount is deducted directly from your checking account.
Learn More
Free Email Alerts Receive account information or customized reminders via email.
Learn More
Free E-Statements (if desired) Protect yourself, simplify your life and enjoy the convenience of having your bank account statements online and available to you at the click of a mouse.
Learn More
$500 Standard Overdraft Privilege Service Overdraft Privilege is a service designed to provide our customers with peace of mind in case of an emergency. For many of our customers this is a valued safety net offering flexibility and protection from the potential embarrassment of insufficient funds and the associated merchant fees.
Learn More
Monthly Maintenance Fee

Free


Compare F&M Personal Checking Account Options

Reorder Checks