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Free Checking
This checking account is perfect for people who want to keep their checking account simple.
This basic account is
FREE with no strings attached yet still provides the features that make your life easier. Like all F&M Bank accounts, Free Checking offers you multiple ways to access and manage your money.
| What you get with F&M Bank’s Free Checking |
| Minimum Opening Balance Requirement |
$50.00 deposit required to open account |
| Free Online Banking |
Save time and money by using Online Banking to manage your finances. Available to you 24 hours a day, 7 days a week from any Internet connection, F&M Bank is always at your fingertips.
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| Free Online Bill Pay |
Reduce your need for checks, envelopes and stamps with Online Bill Pay. It only takes a few minutes and a click of the mouse to conveniently pay your bills.
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| Free Mobile Banking |
Now, it's quick and easy to securely access all of your F&M account information whenever you need it. With F&M Mobile Banking, you can check your account balances, pay bills, transfer funds and monitor your transactions any time, any place, and right from your phone.
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| Free Visa® Debit Card |
An F&M Bank Check Card, also known as a debit card, is a card that works like a check only better! When you use your check card to make purchases, the amount is deducted directly from your checking account.
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| Free Email Alerts |
Receive account information or customized reminders via email.
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| Free E-Statements (if desired) |
Protect yourself, simplify your life and enjoy the convenience of having your bank account statements online and available to you at the click of a mouse.
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| $500 Standard Overdraft Privilege Service |
Overdraft Privilege is a service designed to provide our customers with peace of mind in case of an emergency. For many of our customers this is a valued safety net offering flexibility and protection from the potential embarrassment of insufficient funds and the associated merchant fees.
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| Monthly Maintenance Fee |
Free
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