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Free 50 Plus Checking
This checking account is perfect for customers 50 and better who want a simple checking account that also includes free checks.
This basic account is FREE with no strings attached. Like all F&M Bank accounts, Free 50 Plus Checking also offers you multiple ways to access and manage your money with a few additional benefits that you deserve.
| What you get with F&M Bank’s Free 50 Plus Checking |
| Minimum Opening Balance Requirement |
$50.00 deposit required to open account |
| Free Online Banking |
Save time and money by using Online Banking to manage your finances. Available to you 24 hours a day, 7 days a week from any Internet connection, F&M Bank is always at your fingertips.
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| Free Online Bill Pay |
Reduce your need for checks, envelopes and stamps with Online Bill Pay. It only takes a few minutes and a click of the mouse to conveniently pay your bills.
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| Free Mobile Banking |
Now, it's quick and easy to securely access all of your F&M account information whenever you need it. With F&M Mobile Banking, you can check your account balances, pay bills, transfer funds and monitor your transactions any time, any place, and right from your phone.
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| Free Visa® Debit Card |
An F&M Bank Check Card, also known as a debit card, is a card that works like a check only better! When you use your check card to make purchases, the amount is deducted directly from your checking account.
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| Free Email Alerts |
Receive account information or customized reminders via email.
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Free E-Statements
(if desired)
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Protect yourself, simplify your life and enjoy the convenience of having your bank account statements online and available to you at the click of a mouse.
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| Free Exclusive F&M Wallet Checks |
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| $1,000 Standard Overdraft Privilege Service |
Overdraft Privilege is a service designed to provide our customers with peace of mind in case of an emergency. For many of our customers this is a valued safety net offering flexibility and protection from the potential embarrassment of insufficient funds and the associated merchant fees.
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| Safe Deposit Box Discount |
$10.00 discount towards the purchase of any size safe deposit box
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| Monthly Maintenance Fee |
Free for people 50 and better |
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