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Identity Theft Protection
Identity theft is one of the fastest growing crimes in the world. Avoid being a victim and facing the time-consuming and often expensive task of reestablishing a good name and credit. Learn about the risks and consider additional theft protection services to help keep your identity safe.
| IDProtect Features |
| Up to $10,000 identity fraud expense reimbursement coverage |
- Covers all joint account holders and family members** (as defined in certificate of insurance)
- Coverage amount applies to each incident
- Expenses include – 1) wages lost as a result of taking time off work (up to $500 per week up to four weeks); 2) costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents
- Identity Fraud Expense Reimbursement Master Policy underwritten by Travelers Casualty and Surety Company of America, Hartford, CT 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on our underwriting qualifications and state regulations.
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| Full Resolution Services to assist in recovery |
- A dedicated fraud specialist is assigned to manage victim’s case.
- Experienced recovery specialist walks victim through the recovery process; including completing the proper paperwork, and working with credit bureaus on victim’s behalf - until victim’s credit and identity are completely restored.
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Credit Watch
3-in-1 Credit
File Monitoring |
- Free 3-in-1 Credit Report- account owners may request 3-in-1 credit report every 90 days
- Credit Monitoring- daily credit monitoring and automated alerts of key changes to your Equifax, Experian, and TransUnion credit reports.
- Credit Score
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| Total Identity Monitoring |
Provides continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others. If your risk is rated at medium or high, you will be notified of the possible breach. |
| Debit and Credit Card Registration |
Securely register ALL your debit and credit cards. In the event you lose one or your wallet is stolen you will have all your card information at the click of a button. |
| An online ID Theft news center and valuable phone and web resources |
www.idprotectme247.com |
IDProtect is available with Power Checking and Interest Checking for free. You may also sign up for IDProtect as an additional service.
Contact us today or visit an
F&M location for more information.
IDProtect Website
ID Protect Certificate of Coverage
12 Tips to Safeguard your Identity and who to call if impacted by Identity Theft*
*You must be registered for Identity protection to receive assistance