| F&M Bank Additional Services |
| F&M Bank Check Card |
An F&M Bank Check Card, also known as a debit card, is a card that works like a check only better! When you use your check card to make purchases, the amount is deducted directly from your checking account.
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| Direct Deposit |
Direct deposit of payroll check and benefit payments is as safe as traditional deposit methods. Plus, direct deposit offers consumers a money management tool that is reliable and convenient.
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| ATM Banking |
What can you do at an F&M ATM? As a customer of F&M Bank, the F&M ATMs are just one way to access your account no matter what time it is.
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Banking by Phone
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Telephone Banking allows you to conduct basic banking transactions at any time of the day from a touch-tone phone. It offers you the convenience of doing your banking whenever and wherever you choose. Telephone Banking is here for you 24 hours a day, seven days a week, and it couldn't be easier.
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| Online Banking |
Save time and money by using Online Banking to manage your finances. Available to you 24 hours a day, 7 days a week from any Internet connection, F&M Bank is always at your fingertips.
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| Online Bill Pay |
Reduce your need for checks, envelopes and stamps with Online Bill Pay. It only takes a few minutes and a click of the mouse to conveniently pay your bills.
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Free E-Statements (if desired)
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Protect yourself, simplify your life and enjoy the convenience of having your bank account statements online and available to you at the click of a mouse.
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| Free Mobile Banking |
Now, it's quick and easy to securely access all of your F&M account information whenever you need it. With F&M Mobile Banking, you can check your account balances, pay bills, transfer funds and monitor your transactions any time, any place, and right from your phone.
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| Free Email Alerts |
Receive account information or customized reminders via email.
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| Identity Theft Protection |
Identity theft is one of the fastest growing crimes in the world. Avoid being a victim and facing the time-consuming and often expensive task of reestablishing a good name and credit. A few of the services provided are as follows:
- Up to $10,000 identity fraud expense reimbursement coverage
- Full Resolution Services to assist in recovery
- Credit Watch 3-in-1 Credit File Monitoring
- Total Identity Monitoring
- Debit and Credit Card Registration
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| Exclusive F&M Wallet Checks |
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| Overdraft Privilege Service |
Overdraft Privilege is a service designed to provide our customers with peace of mind in case of an emergency. For many of our customers this is a valued safety net offering flexibility and protection from the potential embarrassment of insufficient funds and the associated merchant fees.
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