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F&M Bank Checking Accounts

We believe that it should be simple to manage your money. F&M Bank offers a diverse lineup of checking accounts, so you can always find one that suits the way you bank–just another reason we’re one of the best banks to bank with in North Carolina. See what our different checking accounts have to offer and choose the one that’s right for you. It’s personalized banking at its best.

F&M Bank Checking Account Options
POWER Checking Our Power Checking account has extraordinary features as well as time and money saving advantages like automatically reimbursed nationwide ATM use up to five times per month and comprehensive identity theft protection. Whether you're a student, newlywed, soccer mom, entrepreneur or a retiree, F&M Bank's Power Checking can keep up with you. Plus, you hold the power to reduce you monthly maintenance fee or have no fee at all just by making everyday debit card purchases.
POWER Checking Details
EZ Checking

This account is perfect for customers who just want the basics. The EZ Checking account provides the basic features that make your life easier.
EZ Checking Details

EZ Plus Checking This checking account is perfect for customers 62 and better who want a simple checking account that also includes F&M Bank wallet checks. The EZ Checking Plus account provides the basic features that make your life easier.
EZ Plus Checking Details
Interest Checking A checking account with interest is ideal for those who are able to maintain higher account balances.  This interest earning account comes with lots of additional features helping you become more financially sound.
Interest Checking Details

Compare F&M Checking Accounts