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F&M Bank Checking Accounts

We believe that it should be simple to manage your money. F&M Bank offers a diverse lineup of checking accounts, so you can always find one that suits the way you bank–just another reason we’re one of the best banks to bank with in North Carolina. See what our different checking accounts have to offer and choose the one that’s right for you. It’s personalized banking at its best.

F&M Bank Checking Account Options
POWER Checking Our Power Checking account has extraordinary features as well as time and money saving advantages like FREE nationwide ATM use and comprehensive identity theft protection. Whether you're a student, newlywed, soccer mom, entrepreneur or a retiree, F&M Bank's Power Checking can keep up with you. Plus, you hold the power to make the account free by making everyday debit card purchases.
POWER Checking Details
Free Checking

This basic account is free with no strings attached yet still provides the features that make your life easier.
Free Checking Details

Free 50 Plus Checking This checking account is perfect for customers 50 and better who want a simple checking account that also includes free checks. This basic account is free with no strings attached yet still provides the features that make your life easier.
Free 50 Plus Checking Details
Interest Checking A checking account with interest is ideal for those who are able to maintain higher account balances.  This interest earning account comes with lots of additional features helping you become more financially sound.
Interest Checking Details

Compare F&M Checking Accounts