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Welcome to F&M Bank!
For over 100 years, F&M Bank has been helping our customers manage their finances and plan for a strong future. Now with locations in both Rowan and Cabarrus counties as well as innovative personalized services, we are leading the way in showing new generations how easy it is to be cash positive, financially sound and forward saving. Whether you are new to F&M Bank or a long-time customer, you will always enjoy the friendly and personal customer service we offer every day. No matter how times change, we believe solid financial responsibility should never go out of style.
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